We don't like to think about bad things happening to us
personally but the likelihood of you becoming sick or injured and unable to
work is higher than you probably imagined. The Personal Disability Quotient, or PDQ, will calculate your odds of
eventually becoming disabled. If you do become disabled, you can be out of work
for weeks, months or even years, and that can be disastrous to individuals and
families. To find out your PDQ in just a few minutes, go here: http://www.disabilitycanhappen.org/chances_disability/pdq.asp
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| From www.whatsmypdq.org/ |
Disability Statistics
It happens more often than you'd imagine:
·
Just over 1 in 4 of today's 20 year-olds will
become disabled before they retire.
·
Over 37 million Americans are classified as
disabled; about 12% of the total population. More than 50% of those disabled
Americans are in their working years, from 18-64.
·
8.8 million disabled wage earners, over 5% of
U.S. workers, were receiving Social Security Disability (SSDI) benefits at the
end of 2012.
·
In December of 2012, there were over 2.5 million
disabled workers in their 20s, 30s, and 40s receiving SSDI benefits.
Don’t think Social Security or Workers' Compensation will
cover your expenses:
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| photo credit: |
·
65% of initial SSDI claim applications were
denied in 2012.
·
Can your family live on $1,130 a month? That's
the average monthly benefit paid by Social Security Disability Insurance (SSDI)
at the end of 2012.
·
The average SSDI monthly benefit payment for
males was $1,256
·
The average SSDI monthly benefit payment for
females was $99316
At the end of 2012:
·
7.3% of SSDI recipients received less than $500
monthly.
·
46% received less than $1,000 per month.
·
93% received less than $2,000 per month.
·
Less than 5% of disabling accidents and
illnesses are work related. The other 95% are not, meaning Workers' Compensation
doesn't cover them.
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Forward RISE is a NYS nonprofit dedicated to the real inclusion of people with disabilities through forward-thinking workshops and rewarding, inclusive social events. Forward RISE
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